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Text Message Terms and Conditions

These Credit Repair Lc Text Message Terms and Conditions (“Text Message Terms”) are between you and Credit Repair Lc, its past, present, or future parents, subsidiaries, affiliates, predecessors, assignees, successors, and their respective agents, employees, directors, officers, partners, and members (whether acting in their corporate or individual capacity) (“Credit Repair Lc,” “we” or “us”), with a principal place of business at 299 S Main St. STE 1300, Salt Lake City, Utah, 84111. The Text Message Terms have the same effect as an agreement in writing and govern your participation in CR’s Text Message Program. CR’s “Text Message Program” includes sending text message(s) to CRand/or receiving text message(s) from CR.

BY PARTICIPATING IN CR’S TEXT MESSAGE PROGRAM, YOU SIGNIFY YOUR AGREEMENT TO THE TEXT MESSAGE TERMS.

CR’s Privacy Policy and Terms of Use apply to your participation in CR’s Text Message Program, and their terms are made a part of the Text Message Terms. To view CR’s Privacy Policy, click here. To view CR’s Terms of Use, visit here. By participating in CR’s Text Message Program you acknowledge you have reviewed CR’s Privacy Policy and Terms of Use and agree to their terms.

BY PARTICIPATING IN CR’S TEXT MESSAGE PROGRAM, YOU AGREE TO ARBITRATE ALL CLAIMS BETWEEN YOU AND CR ON AN INDIVIDUAL BASIS ONLY AND NOT AS A PART OF ANY CLASS. A “CLAIM” IS ANY CASE, CONTROVERSY, DISPUTE, TORT, DISAGREEMENT, LAWSUIT, LEGAL ACTION, OR CLAIM NOW OR HEREAFTER PENDING BETWEEN YOU AND CR, INCLUDING BUT NOT LIMITED TO ANY ALLEGED STATE OF FEDERAL STATUTORY VIOLATION, OR ANY DISPUTE OVER THE INTERPRETATION OF THE TEXT MESSAGE TERMS OR THE ARBITRABILITY OF ANY CLAIM PURSUANT TO THE TEXT MESSAGE TERMS. THIS AGREEMENT TO ARBITRATE GOVERNS ALL PAST, CURRENT AND PROSPECTIVE INTERACTIONS WITH CR. YOU AGREE THAT YOU ARE WAIVING ALL RIGHTS TO: (A) A TRIAL BY JURY; (B) PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS ACTION ARBITRATION; AND (C) BRING AN ACTION AGAINST CR IN A COURT OF LAW. YOU MAY INDIVIDUALLY ARBITRATE ANY CLAIM AGAINST CR IN ANY JURISDICTION IN THE UNITED STATES. CR WILL REIMBURSE YOU UP TO $300 OF YOUR ARBITRATION FILING FEE. THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION THEN IN FORCE SHALL GOVERN THE ARBITRATION (provided, however, that the terms of the Text Message Terms shall control over any inconsistency between the Rules of the American Arbitration Association and the Text Message Terms). The arbitrator shall have authority to interpret the Text Message Terms, including but not limited to the authority to decide whether any claim is arbitrable under the Text Message Terms and to decide issues related to the scope of arbitration, the rules of arbitration, the arbitrator’s jurisdiction, and the enforceability of the Text Message Terms. You agree that the Text Message Terms involve commerce under 9 U.S.C. §§ 1 et seq. and that this Arbitration Clause is governed by federal law, including the Federal Arbitration Act. The remainder of the Text Message Terms is governed by the laws of the state of Utah as they apply to agreements made solely therein. This Arbitration Clause shall survive termination of the Text Message Terms.

  1. About the Text Message Terms

If you do not agree to the Text Message Terms, you may not participate in CR’s Text Message Program. CRmay modify the Text Message Terms at any time. If you do not agree to the changes, you must discontinue your participation in CR’s Text Message Program before the changes take effect. Your continued participation in CR’s Text Message Program after any such changes take effect constitutes your acceptance to such changes. Each time you participate in CR’s Text Message Program you reaffirm your acceptance of the Text Message Terms. You are responsible for regularly reviewing the Text Message Terms by visiting CreditRepaired.net. The Text Message Terms may be supplemented by additional terms and conditions and, together with these Text Message Terms and the CRPrivacy Policy and Terms of Use, govern your participation in CR’s Text Message Program.

  1. About CRtext messages

CR’s Text Message Program assists users in communicating with CR. CRtext messages are SMS messages sent to individuals who have provided CR with written consent to send the messages. Such written consent may be obtained through the use of electronic signatures, as broadly defined under the E-SIGN Act. CRtext messages are not mobile spam. The service is a recurring message program.

  1. Consent for CR text messages

When you signed up for CR’s Text Message Program, you provided express written consent to receive automated texts about credit repair or credit repair marketing from CR. By continuing to participate in CR’s Text Message Program (e.g. by not texting STOP in response to any program text), you agree to continue to receive automated texts from CRin accordance with your previously provided consent and these Text Message Terms.

  1. Cost of CR text messages

Although all CR text messages are complimentary, Message & Data Rates May Apply. Depending on your text plan, you may be charged by your carrier.

  1. Discontinuing text messages

To stop receiving CR text messages, simply text STOP (and no other words or characters) to the short code from which you received the CRtext message(s). After doing so, you will receive a text message confirming your opt-out and will no longer receive CR text messages to the phone number used to text STOP. Almost all STOP requests are taken care of immediately, but it may take up to 3 business days from the date you text STOP to be removed from CR’s texting list(s). NOTE: texting STOP will only stop text messages, and will only stop text messages to the phone number you used to text STOP. To stop receiving marketing phone calls from CR that are not text messages, simply text CALLSTOP (and no other words or characters) to the short code from which you received the CRtext message(s). After doing so, you will no longer receive marketing phone calls from CRto the phone number used to text CALLSTOP. Almost all CALLSTOP requests are taken care of immediately, but it may take up to 3 business days from the date you text CALLSTOP to be added to CR’s internal do-not-call list. To stop receiving marketing phone calls from CR(that are not text messages) to any phone number, you may call 1-877-360-2004 and add your telephone number to CR’s internal do-not-call list.

  1. Opting back in

If you send CR a STOP text in response to a CR text message, you can start receiving CR text messages again by providing consent to CRto send the messages.

  1. Receiving more info

To request more info, simply text HELP to the short code from which you received the CRtext message(s).

  1. Commands

Stop: At any time, you can text STOP to the short code from which you received the CRtext message(s). This will prevent you from receiving future CRtext messages to the phone number used to text STOP. Almost all STOP requests are taken care of immediately, but it may take up to 3 business days from the date you text STOP to be removed from CR’s texting list(s). Note that texting STOP will only stop text messages, and will only stop text messages to the phone number you used to text STOP. To stop receiving marketing phone calls from CR that are not text messages, you can text CALLSTOP to the short code from which you received the CRtext message(s). This will prevent you from receiving CR marketing phone calls (that are not text messages) to the phone number used to text CALLSTOP. Almost all CALLSTOP requests are taken care of immediately, but it may take up to 3 business days from the date you text CALLSTOP to be added to CR’s internal do-not-call list.


Help: At any time, you can text HELP to the short code from which you received the CRtext message(s). Texting HELP will return the following message:

Credit Repair Lc: Msg&Data Rates May Apply. Txt STOP to end texts. Visit CreditRepaired.net or call 1.877.360.2004 for more info.

  1. Participating Carriers

AT&T, T-Mobile®, Verizon Wireless, Sprint, Boost, Alltel [Verizon Wireless], U.S. Cellular, Cellular One, MetroPCS, InterOp, Cellular Com, C Spire Wireless, Cricket, Virgin Mobile, and Cincinnati Bell.